Senior Retirement Living Jobs – Serving Your Fellow 76 Million Baby Boomers

by admin on January 19, 2012

For the next 20 years 10,000 Americans will reach retirement age every day. For the right person this can represent an enormous opportunity for creating senior retirement living jobs. Millions of baby boomers will need some type of long term care services in their lifetime. After you retire from your career you can invest in a nursing home, senior living center, retirement community or assisted living facility and serve your fellow baby boomers along with ensuring you have a comfortable retirement income.

You can also use your managerial or executive expertise and apply for a director position at a retirement home. Or you could be a business office manager at a senior living community.

There will be a need for nursing, LVN, RN and CNA positions. senior retirement living jobs

If you have a strong culinary background you can become a culinary director and make sure the residents of your retirement village enjoy healthy, nutritious as well as delicious meals.

Have a background in health care administration. There will be plenty of job opportunities available for you. As baby boomers get older they will need more complex health care and you can advise them on the best ways to pay for their medicines and health care.

Have a strong financial background? You can become a retirement advisor or financial planner and help your clients stretch their retirement savings as much as possible and maximize their Social Security benefits.

Do you like talking to people? There will be plenty of sales jobs for all the nursing homes, retirement villages and retirement communities to sell their prospective properties.

There will be plenty of jobs for products and services related to baby boomers and future retirees. You can make a second career out of serving your fellow Americans.

If you are about to retire or looking for an expanding career field check out the opportunities available for serving the baby boomer generation. Millions of people just like you will need to supplement their income due to smaller retirement savings. You can help others and ensure you and your family have a comfortable retirement.

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Looking for Cheap Places to Live in the US?

by admin on January 5, 2012

With the recession today, a lot of people have been looking for cheaper places to live somewhere else in the country. Looking for the perfect location for you and your family to live in is not the easiest thing to do. Aside from expensive prices, you need to consider the quality of living on the area as well. Having said that, there are a lot of great places in the United States that offer a good quality of living but it does come with a cost. There are states in the country though that can offer a great standard of living at a lower price. When looking for a place to live, you also consider the cost of living in that area. Factors like transportation, basic commodities, utilities, and most importantly, health care must be taken into careful consideration as well. Here are some of cheap places to live in the US.

Texas is one of the cheapest states to live in the United States. Some areas in Texas may be expensive but if you go to the southwestern region of the state, you can find a small metro area known as Brownsville. The Brownsville area includes San Benito and Harlingen which are known areas for cheap costs of living. First, rental in these areas are almost 4 times lower than the cost in New York. Housing cost is also lower in Harlingen compared to other areas. Transportation and the cost of groceries are low too. Gas prices in the Brownsville area are lower compared to other places since it is much closer to refineries. When the gas price is low, the transportation cost also goes down. As the transportation becomes cheaper, prices of basic commodities and groceries also becomes cheaper as well. But people who are considering this area need to know that utility prices may be pricey. There are also fewer colleges in the area and the income is relatively low. The median household income in Brownsville is $30, 034.

Ft. Hood is also another area in Texas considered to be cheap. A U.S. Army Base is located in the area so soldiers and their families are the common occupants there. Housing prices are very competitive. Because of the presence of the army base, healthcare is expected to be of high quality. Great schools are also present in the area for the kids of those who are in the military. The median household income in Ft. Hood is $46,183. Sherman is also a cheap place to live in Texas. The population is mostly composed of families and living in this area is great since basic commodities and utility charges are cheap. The major employers in the area are health care related which pays higher compared to the paychecks of other cheap places to live in.  Gas prices in Sherman are also relatively low. The low cost of gas produces a chain reaction which affects the prices of commodities to go lower as well. Median household income in Sherman, Texas is $45,171.

Another cheap place to live in the United States is Pueblo, Colorado. Pueblo is a great area to consider since according to statistics, there are more better paying jobs here than in Harlingen. Cost of housing is also very affordable and since it is a metropolitan area, there are major employers situated there. Based on the data collected by the Council for Community and Economic Research or C2ER, housing costs in Pueblo are 30 percent lower than that of the national average.  Pueblo, Colorado also enjoys an average of 300 days of sun each year. The weather is great and there is lesser snow compared to other cities. A good reason why Pueblo is considered one of the cheap places to live in the country is the fact that there are good schools and hospitals in the area. Healthcare is accessible and the amenities are updated too. Recreation and shopping areas are located in key areas of the city as well. Compared to Brownsville, the prices of groceries and basic commodities might slightly be higher but this is balanced out by getting a small raise in your income. Median household income in Pueblo, Colorado is $40,805.

If you are looking for a budget friendly area in the Arkansas area, then Fort Smith is the place for you. Cost of housing is low and the prices of basic commodities are very affordable too. Utilities are cheap and rental rates are reasonable. Transportation is also cheap and the area is generally low-tax. Aside from that, there are a number of companies in Fort Smith that can offer employment opportunities. Median household income in Fort Smith is $37,363. This is a bit lower compared to Pueblo, Colorado or Sherman, Texas but the cost of living in Fort Smith will balance this. The area is not similar to other big cities in the country and if you want quality education and other recreational activities, you would need to drive to other cities like Fayetteville.

Springfield in Illinois is another great place to live. 65% of the populations in the area are families. Housing costs are average but income is higher compared to other cheap cities. Rent is also affordable and usually averages to $556. There are a number of large employers situated in the city which increases the chances of being employed. Most of the jobs in the area are at the state government since it is the state capital. According to statistics, there are around 17,200 employees by the State of Illinois. There are also hospitals in the area which are capable of performing procedures like cardiovascular operations. Median Household income in Springfield is $51,001.

Generally, these cheap places to live are all great areas if your family knows how to adjust. These areas may not have the perfect scenario of great quality living but with the income that these cities offer, they provide a living that is suitable to that rate. It is always advisable to do research and check employment opportunities before making a decision to make sure you and your family get the best deal out there.

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Best Places in Europe to Retire

by admin on December 4, 2011

Europe is a remarkably varied continent, for one so small. Some may dismiss it as a retirement option on the grounds of cost, but there are many parts of it which are highly affordable. While some parts might be a little chilly for some, others have a beautifully warm climate. Some parts are rather densely populated, but there are other areas which are wild and isolated. Essentially, whatever you are looking for, you will find it in Europe. Language can be a problem unless you go to the UK or Ireland, but many people speak at least some English, so you can muddle through until you learn the local lingo. If you are looking for culture, good food and a temperate climate, Europe might just be perfect for you. Here are our top European retirement destination picks:

1) Cyprusbest places to retire in Europe cyprus beach

If you choose this option, you certainly won’t be the only one: Cyprus is a very popular retirement destination, especially for people from the UK. It used to be a British protectorate, and there is a large community of Brits of all ages there. That means you’ll find English speaking facilities (such as doctors) and a ready-made group of fellow ex-pat friends. Make sure you get holiday home insurance. The sun shines for ten months a year and the cost of living is low: you can live the high-life in Cyprus without necessarily having a high-life income.

2) Spain

Like Cyprus, parts of Spain have lots of English-speaking (mostly British) retirees, mainly in and around the southern resort towns, so if you want to be part of an ex-pat community you can be. Alternatively, you could escape up into the mountain villages, or enjoy a second youth in vibrant cities like Barcelona or Madrid. There is a long coastline and skiing in the Pyrenees. Spain is a great destination for almost anyone as it is so varied. If you’re unsure what you want from your retirement, you could move around here quite easily while you decide.

3) Scotland

Retirement in Scotland is the perfect choice for anyone who has a yearning for open skies and wilderness. It is of course, English-speaking, so you don’t need to worry about language issues (much). It is also generally cheaper than much of the rest of the UK. The highlands and islands are the place to head if you’d like tranquillity and freedom. You could find yourself living on the shores of a vast loch, or looking out over valleys filled with purple heather. If you are into hiking, then Scotland is ideal and attracts visitors from all over the UK. Winter-sports fans can head to the Aviemore and Glencoe areas for ski resorts.

4) Croatia

Croatia is not somewhere that many people would immediately consider when thinking of retiring in Europe, but it is a surprisingly attractive option. It has grown in popularity as a holiday destination in recent years, but is a good retirement destination too. It has a beautiful Mediterranean-style coast, both mainland and islands. Modern villas have sprung up in these areas in recent years. It is relatively unspoilt compared to some parts of Europe, which have suffered from over-development. It also has stunning cities with buildings and city walls dating make to the medieval era, such as Split and Dubrovnik.

5) Italy

If you love art and culture, then a retirement in Italy is for you. Cities like Rome, Venice and Florence have a rich and long history of art and architecture going back to Roman times. If you’d rather get out of the cities, you can either head up to the cool of the lakes and mountains (such as the area around Lake Garda), or to the wonderfully long coastline. Many parts of Italy are impossibly romantic – such as the dramatic and colourful Amalfi coast area. And of course, if you are a foodie, Italy has one of the world’s best cuisines.

Wherever you choose, retirement in Europe has many potential benefits. If you settle somewhere and then change your mind, remember that you could always just get some insurance for your home, rent it out and then travel: that’s the beauty of being in a part of the world where travel between countries is quick and easy.

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2011 10 Best Places To Retire For Second Careers

by admin on November 11, 2011

USAA.com and Military.com jointly released the 2011 top 10 best places to retire for second careers for military retirees. If you are in the military and approaching retirement you could find this list useful as you decide where you want the next stage of your life to take place.

USAA and Military.com used data from Sperling’s BestPlaces to find what would be most useful to retirees as they transition from military life to retired civilian life.

They looked at things like military skill related jobs, volume of DoD contracts, number of small businesses, veteran’s affairs hospitals, affordability, military pension taxation, climate, crime level to name a few.

Here is the listing for 2011:

1.    Oklahoma City, Oklahoma
2.    Norfolk, Virginia
3.    Richmond, Virginia
4.    Austin, Texas
5.    San Antonio, Texas
6.    Madison, Wisconsin
7.    Philadelphia, Pennsylvania
8.    Raleigh, North Carolina
9.    Omaha, Nebraska
10.    Manchester, New Hampshire

San Antonio already has a large military base presence so it’s easy to see why it is also one of the best places to retire. Many people fall in love with the city and surrounding areas, the low cost of living, affordable housing, numerous golf courses, plenty of things to do, good Mexican food, and the Riverwalk.

Not to mention plenty of sporting activities including college football – UTSA, Incarnate Word, Trinity, minor league baseball – Missions, and professional basketball – Spurs.

San Antonio and south Texas as a whole can have hot summers though.

But it has a lot to make up for as far as job opportunities for military retirees. You can try out a mini retirement or part time retirement and see how well San Antonio or Austin will suit your retirement needs.

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The ‘Real’ Best Places to Retire

by admin on November 3, 2011

If you’re thinking about where to retire, you’ve probably stumbled on at least one of those Best Places to Retire lists online, in magazines, or in books. But which lists are credible? And which suit your circumstances? To find out, MoneyWatch.com reviewed them and came away with surprising results.

Since you shouldn’t choose a place to live using outdated information, our analysis of retirement-places lists excludes any created before 2008. That left five leading raters: U.S. News, Money, Smart Money, TopRetirements.com, and RetirementLiving.com; together, they name 454 places.

The key thing to remember: The rankings vary widely in the scope of the places they consider and the statistical rigor they bring to their ranking. Some of the rankers, such as TopRetirements.com and RetirementLiving.com, consider a wide variety of reasonable criteria to get at a more rounded picture of “livability.” Others focus on one or two key factors to produce a very narrow sense of what makes a place “best.” U.S. News, for instance, lists best-retirement places ranging from ones that lean Republican (hello, Cincinnati) to ones filled with parks (Albuquerque).

Perhaps the best way to use the “best retirement places” rankings is to start with a narrowly focused list (such as cities dotted with golf courses or ones with affordable homes) and find a handful of potential winning destinations. Then, use other lists and Web sites to see how these places stack up on broader criteria, such as livability or recession resistance.

Here’s how these “best places to retire” raters rate on MoneyWatch.com’s scale of one to five stars. (Another site, FindUtopia.com, doesn’t compile rankings but has a wealth of useful information about choosing a place to retire.)
TopRetirements.com

How it rates places: This site’s Best 25 Places to Retire list is essentially a popularity contest. It includes the towns with the most online visits among the 208 featured at TopRetirements.com. The site also sells an eBook of its Top 100 Retirement Towns ($12.95).

What’s good: Site editors and members of the public have visited the winning places. Zagat-like descriptions note the negatives, too. So although No. 1 Asheville, N.C., gets high marks for climate, water activities, downtown, and senior housing, a commenter warns that “overdevelopment is coming.” Top places include the familiar (Sarasota, Fla., and San Diego) as well as the not-so-familiar (Paris, Tenn., and Green Valley, Ariz.).

What’s not good: The fairly small database of places limits possible winners. You can’t sort the list to find places matching your own criteria.

Best for: Finding places that other retirees like.

MoneyWatch.com rating: 4 Stars.

U.S. News

How it rates places: U.S. News doesn’t have one grand Best Places to Retire list. Instead, working primarily with Onboard Informatics, a data-gathering firm, the magazine regularly churns out narrowly defined Top 10 lists from its database of 2,000 retirement places. Its latest lists: Healthiest Places; Low-Tax Places; Places for Swinging Singles to Retire; Cities for Job-Seeking Retirees; Brainiest Places; Outdoorsy Places; Places for Golf Nuts; Places for Winter Sports Nuts; Places for Football Fans; Greenest Places; Places for Foodies; Places for Democrats and Republicans.

What’s good: The data-driven picks are reasonable and worth reading if you’re looking for places matching their screens. The Best Cities for Job-Seeking Retirees list, created with RetirementJobs.com, is especially timely. (Winners: Bellevue, Wash.; Bismarck, N.D.; Charleston, W.Va.; Charlottesville, Va.; Ithaca, N.Y.; Huntsville, Ala.; Lubbock, Texas; Oklahoma City; Rochester, Minn.; and State College, Pa.)

What’s not good: U.S. News doesn’t reveal its data, so you can’t tell whether the magazine’s criteria would match yours. Some lists are anecdotal and random: Best Retirement Places for Foodies, for instance, came by asking “a handful of chefs and culinary experts” for recommendations and surprisingly includes McMinnville, Ore. A few choices seem way off: Clearwater, Fla., is a great place for “winter sports nuts?”

Best for: Choosing a place based on one factor that matters a lot to you.

MoneyWatch.com rating: 3 Stars

Money

How it rates places: Money created its three lists by selecting discrete criteria – towns near water, affordable homes, and long life expectancy – and layering on additional data.

What’s good: The 6 Terrific Towns on the Water list factors in livability factors such as crime, weather, and activities. (Winners: Dunedin, Fla.; Sequim, Wash.; St. Joseph, Mich.; Beaufort, S.C.; Durango, Colo.; and Marble Falls, Texas.) The Affordable Homes winners have Google Maps showing homes for sale and the prices of recent sales. Winners on all three lists have data displays showing how they fare on key measures such as weather, property taxes, crime, movie theaters, and libraries, as well as how the areas compare with Money’s Best Places Averages.

What’s not good: The Best Places for a Long Life and Affordable Homes lists don’t include livability data. The Long Life list’s criteria seem strange: Counties with the longest life expectancy at birth but whose median family income was not more than 5 percent below the state median.

Best for: Anyone looking for pleasant towns near water or places with either low house prices or long life expectancies.

MoneyWatch.com rating: 3 Stars

Smart Money

How it rates places: Smart Money’s article, “7 Places to Retire During an Economic Downturn,” had experts choose “recession-proof” places.

What’s good: College towns typically are recession-resistant, so winners Gainesville, Fla., (University of Florida) and Ithaca, N.Y. (Cornell University), whose unemployment rates are around 6 percent, make sense.

What’s not good: The list needed more rigorous criteria. Two winners – Portland, Ore., and Orlando, Fla., – are facing rough times with double-digit unemployment rates.

Best for: People who care most about healthy local economies.

MoneyWatch.com rating: 1 Star

RetirementLiving.com

How it rates places: This site, from Retirement Living Information Center, lists 210 Top Retirement Destinations in 33 states, based on its research and visits. The site also lists 94 Great College Towns for Retirement in 38 states.

What’s good: Each Retirement Destination listing is information-rich and packed with related links, saving time if you want learn more about an area’s arts, recreation, senior programs, hospitals, weather, or taxes.

What’s not good: There are no rankings, so every place seems equally “great.” Hawaii has no listings, and many Midwest and Mid-Atlantic states are left out. You need to pay $24.95 to gain access to the detailed Top Retirement reports, which omit drawbacks. The College Town list is just a series of links to the towns’ and colleges’ sites.

Best for: Learning about places already popular with retirees.

MoneyWatch.com rating:1 Star..

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